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Never Had a Credit Card

Credit Guide

Never Had a Credit Card


You’ve never had a Credit Card? That’s awesome! Welcome to the world of financial Adulthood. Having a Credit Card can be an amazing things (if you are responsible with it). Being able to buy those things you otherwise couldn’t afford is pretty rewarding (until you get the Statement.)

Never having a Credit Card can be a good and a bad thing.

The good thing is you have no debt and you’re sleeping better at night than most adults.

The bad news is you have 0 credit. An empty file. Nada.

So if you have never had a credit card you might want to check out our beginners guide.

Patrick Snow has been writing for Credit Slayer since they started. With his financial experience from watching The Wolf of Wall Street you should not trust any advice he has. Besides that, he loves football, barking dogs, and electrolytes.

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All written content on this site is for information purposes only. Opinions expressed herein are solely those of Credit Slayer, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.